American Express® AeroplanPlus®* Card Review

By: Heather Hanks Jun. 25, 2019

American Express® AeroplanPlus®* Cards are available to make all of your travels an exciting experience. Each card has different levels of benefits depending on your needs. The American Express® AeroplanPlus®* Card is our top pick for a basic rewards card that is affordable yet still provides great benefits.

If you’re not a heavy traveler but still fly more than most, than this card is perfect for you! You’ll earn 5,000 Aeroplan miles just by signing up. You’ll also earn points every time you fly. These points can be redeemed for travel benefits. Here is our American Express® AeroplanPlus®* Card Review.

Aeroplan Plus Card

Overall Rating

What is the American Express® AeroplanPlus®* Card?

The American Express® AeroplanPlus®* Card is a charge card designed to help you redeem points that you earn while flying Air Canada. It’s a rewards card for those who travel and want to receive travel perks, such as cash toward hotel stays, car rentals, and more. Of all the American Express® AeroplanPlus®* Card offered, this one is the most basic. It isn’t a bad thing! You won’t receive as many travel perks, but you also won’t have to pay as much for it!. This card is designed to suit the needs of someone who travels more than most but doesn’t want to pay a hefty annual fee.

The American Express® AeroplanPlus®* Card annual fee is $60. This is very affordable compared to other cards that require you to may as much as $899 per year. Keep in mind that the American Express® AeroplanPlus®* Card is a charge card and not a credit card. This means you’ll have to make every monthly payment in full. Late payments are subject to high interest rates. It’s a good idea to make payments on time no matter what card you have to help boost your credit. This is a good habit to get into.

In addition to a low annual fee, the American Express® AeroplanPlus®* Card offers several key benefits. Here are some:

  • Welcome bonus of 5,000 miles when you spend $500 in card purchases within your first three months of membership
  • Earn two times the miles on purchases you make on your card at over 170 Aeroplan partner brands (you’ll also need to provide your American Express Aeroplan number)
  • You’ll earn access to reserved and advanced tickets, experiences and special offers
  • Get front of the line access to theaters, films, fashion events, shopping experiences, and music events when you use your card to pay
  • There are no set limits on your spending habits; you can use your card as much as you want! Just be sure to pay it in full each month to avoid late fees
  • Each additional card costs $20; you can buy up to nine cards and pass these out to family and friends who are at least 13 years old; they can use the card and you’ll get rewarded for it, but you are ultimately responsible for paying off the charge card

How Does American Express® AeroplanPlus®* Card?

American Express offers several different tiers of travel cards. The American Express® AeroplanPlus®* Card is the most basic, but it’s also the most affordable. Here is how it works. Every time you travel, use your American Express® AeroplanPlus®* Card to make purchases. You can use it to pay for your hotel expenses, car rental, dining, and more. Each time you use the card, you’ll earn Aeroplan points. You can redeem these points for more perks that can be applied to your travel expenses.

Here is a summary of rewards you’ll get from using your card:

Access to over 1,300 travel destinations and 190 countries all over the world (when flying Air Canada and its affiliates only)

You’ll be enrolled in Aeroplan’s Fixed Mileage Flight Rewards program to help you build points when you fly Air Canada (points depend on where you fly and what class your seats are in)

You’ll get 250,000 in travel accident insurance (including travel emergency assistance, buyer’s assurance protection, and purchase protection plan)

You’ll become enrolled in Aeroplan's Market Fare Flight Rewards so that you can sit in any available seat when you fly Air Canada, Air Rouge, and Air Canada Express

You’ll earn a cool entertainment package including special offers and experiences for card holders (also enjoy special access to events)

Fraud protection guarantee

Ability to manage your account online

24/7 customer service available

Emergency card replacements

You’ll get front of the line access to flights, reserved tickets, E-updates, and more

What You Get

For only $60 per year, the American Express® AeroplanPlus®* Card lets you rack up points when you use your card to make travel purchases. We recommend using it to pay for flights, hotels, car rentals, dining and more. Every time you use the card, you’ll earn points. These points can be redeemed and put toward more travel purchases, including flights, car rentals, and food.

You’re also welcome to purchase an additional card for $20 and give it to your family member or friends. This can help you rack up points faster! Keep in mind that although your friends and family can help you get more points, you are ultimately responsible for the card. Be sure to make all payments in full each month to avoid high interest rates. Here are some pros and cons of using the American Express® AeroplanPlus®* Card.

American Express® AeroplanPlus®* Card PROS

  • Welcome bonus of 5,000 miles when you spend $500 within the first three months of membership
  • You’ll earn two times the points on purchases you make at over 150 affiliates of American Express (you will need to provide your Aeroplan number to get these rewards)
  • You can redeem your points in exchange for flights, hotel stays, car rentals, food and dining, experience, merchandise, vacation packages, and more
  • You’ll get front of the line access to flights and many special events, including films, theaters, shopping experiences, music, and concerts
  • There is no set limit on spending; you can use your card for as much as you want!
  • Entertainment access including front of the line access to flights, reserved access, concert tickets, and more
  • You’ll get to choose from any available seat on an Air Canada flight or on one of its partner flights
  • Travel and shopping insurance coverage that includes 250,000 in insurance coverage
  • Coverage for travel emergencies
  • Fly to over 1,3000 destinations in 190 different countries around the world on Air Canada or one of its partner airlines
  • Became an instant member of Aeroplan’s Fixed Mileage Flight Rewards to redeem points on predetermined miles depending on your class of service and destination
  • Access your account any time of day or night using the American Express online portal; you can manage your account anywhere

American Express® AeroplanPlus®* Card CONS

  • This is a charge card and not a credit card, which means you must pay all balances in full every month. All late fees will be hit with a large interest rate fee of 30%.
  • You won’t receive as many benefits as other cards that American Express offers. If you travel a lot, then we recommend going with the reserve or platinum cards. This card is for someone who travels more than most but not enough to justify a higher annual fee.
  • You can give out up to nine additional cards to family and friends, but you will ultimately be responsible for those cards. Make sure you stay on top of payments!

How To Apply American Express® AeroplanPlus®* Card

To apply, you must visit the American Express website. You can apply online and the application only takes a few seconds. The website states that you will receive an answer within 60 seconds. You will know immediately whether you’re approved!

The nice thing about a charge card is that you don’t need a strong credit history to apply. American Express may still take into account your credit score when approving you. You will need to be at least 18 years old and a permanent resident of Canada to apply.

Before you apply, American Express will make sure you agree to the following terms and conditions:

There is no interest on monthly payments; however, all late payments will be subject to a 30% interest rate.

Payment is due six days before the closing date to allow for processing (you may be able to work with American Express to see if they can adjust this date if it does not work for you!)

You have an interest-free grace period that lasts up to 31 days from the closing date of the current month to the closing date of the next month; the exact date will depend on the number of days in the calendar month

Annual fees for basic cards are $60 and $20 for additional cards up to nine cards

Foreign currency exchange rate is 2.5%

Other fees include a funds advance of 3% of the amount of each funds advance or $0.75, whichever is lower; Dishonored payments are $25 each

Ready to Apply?

Apply for the American Express® AeroplanPlus®* Card now and get a response in 60 seconds

Aeroplan Plus Card

Disclaimer

CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.

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