American Express® AeroplanPlus®* Gold Card Review

By: Heather Hanks Jun. 21, 2019

The American Express® AeroplanPlus®* Gold Card is ideal for those who travel and want to get rewarded for it. You can earn 1 Aeroplan mile for every dollar you spend up to $10,000 and 1.25 Aeroplan miles for every dollar spent after that. To apply for this card, you’ll need a good credit score and the ability to pay your balance in full each month. Here is how to make the American Express® AeroplanPlus®* Gold Card yours today!

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American Express® AeroplanPlus®* Gold Card

American Express has done it again. They’ve heard your requests for a card that rewards the frequent traveler. With the American Express® AeroplanPlus®* Gold Card, you’ll earn 1 Aeroplan mile for every $1 you spend up to $10,000. Plus, you’ll earn 1.25 miles for every $1 you spend after that. The card requires you to pay your balance off in full each month and comes with an annual fee of $120. But the price is worth it if you travel often. When you sign up for the American Express Gold Aeroplan card, you’ll get two cards for free. You can share these cards with family members to help you save up your points and get rewarded faster. In addition to earning points, the American Express® AeroplanPlus®* Gold Card allows you to cash in on travel insurance while you’re away. You’ll get 15,000 miles for free just for signing up as a welcome gift. Plus, you’ll get to cash in on one of the best travel insurance plans around. This includes travel emergency assistance, which covers the following:

As much as $500,000 worth of Travel Accident Insurance
Hotel or motel burglary coverage
Lost, stolen and delayed baggage coverage
Delayed flight insurance
Car rental theft damage insurance

Card Type:

Charge Card

Annual fee:

$120

As you know, traveling can be unpredictable. These are must-have features if you travel often. Your American Express® AeroplanPlus®* Gold Card also offers flexibility when redeeming your points. For example, you can redeem your points in exchange for car rentals, merchandise, experiences, vacation packages, hotel stays, and more. Don’t forget you’ll get two free cards when you sign up. You can give these cards to family members to help you earn points quicker! The only downside is that you are responsible for paying off your card.

What you'll get from American Express® AeroplanPlus®* Gold Card?

As a card holder, you’ll enjoy exclusive American Express perks that range from a wide variety of experiences. You can get preferred seated at some events such as concerts, films, or theaters. You can also cash in on shopping perks and travel rewards. Purchase protection is available to help keep you safe and covered. You can double the manufacturer’s warranty so that you’re covered up to one year longer by making purchases with your card. You are also eligible for theft protection and accidental damage with your purchase protection plan.

Here are some of the key highlights of the American Express® AeroplanPlus®* Gold Card:

You can earn 1 Aeroplan mile for every dollar you spend when you spend as much as $10,000
You’ll earn 1.25 miles for every dollar after that
Cash your rewards in for travel related expenses such as dining and hotels
There is a welcome offer of 15,000 bonus miles to help you reach your goals!
You’ll need to spend $1,500 within your first three months get the bonus 15,000 points, but this is easy to do while traveling
You’ll get two free cards with your membership to give to family members, but you are responsible for these cards
Travel insurance is available to cover you for things like lost or late luggage, theft, and hotel coverage

American Express® AeroplanPlus®* Gold Card PROS and CONS

Keep in mind that the American Express Aeroplanplus Gold Card is a charge card and not a credit card. This means you’ll need to pay your balance in full each month. Late payments are subject to a high interest fee. You’ll want to be sure to pay on time every month.

**American Express® AeroplanPlus®* Gold Card PROS**

You’ll get two free cards with your membership; give these to family members to rack up your miles quicker!
You will earn 1 mile for every dollar you spend; earn 1.25 for every dollar spent after $10,000
Travel insurance and purchase protection offered
Quick approval process; you’ll know within 30 seconds if you are approved
You’ll need a good credit score of 650 to be approved

**American Express® AeroplanPlus®* Gold Card CONS**

There is an annual fee of $120
Balances must be paid in full each month
Late payments will be subject to higher interest rates

The important thing to remember is that the American Express® AeroplanPlus®* Gold Card is a charge card. It’s ideally suited for someone who travels a lot and wants to get rewarded for their needs. If you want cash back, then consider a rewards card. This can help you earn 1%-3% cash back on purchases you already make, such as at gas stations, restaurants, and grocery stores.

How To Apply for American Express® AeroplanPlus®* Gold Card?

The application process is simple. You’ll need to visit the American Express Aeroplan Gold Card website and click on the apply button. You will be asked to fill out your full name, address, date of birth, and email address. It’s important to fill out this information correctly as you’ll be mailed a card to the address you provide. The better your credit score is, the better your chances are of being approved. We recommend having a credit score of at least 650 to apply.

To apply, you’ll need to meet the following requirements:

You’ll need to be 18 years old

You’ll need to be a permanent resident of Canada

You’ll need to have a Canadian credit file

After you apply, you should get a response within 30 seconds to let you know whether or not you are approved. Then the company will mail you a card within ten days.