American Express® AIR MILES®* for Business Card Review
By: Heather Hanks Jun. 28, 2019
If your business requires you to travel a lot, then you’re in luck! The American Express AIR MILES®* for Business Card has everything you need. It allows you to redeem air miles for everyday business expenses, such as hotel stays, flights, merchandise and more. With a low annual fee of $180, the AIR MILES®* for Business Card is ideally suited for anyone who spends more time in the air than they do on the ground.
You’ll earn a welcome bonus of 2,000 miles just for signing up when you spend $5,000 on your card within the first three months of membership. Plus, you get 25% off on all Business Rewards Catalog purchases. Check out our Amex Simplycash Business Card Review and learn how this handy card can make your business travels much more enjoyable.
Card Type:
Charge Card
Annual fee:
$180
Overall Rating
What is the American Express® AIR MILES®* for Business Card?
If your employer is in the market for a new business card for you, then we recommend the American Express® AIR MILES®* for Business Card. This card is especially beneficial if you are a small business owner. Everyone knows you can manage your business better when you have a card that works for you. This card allows you to earn Air Miles that can be redeemed for flights, hotel stays, and more. With the American Express® AIR MILES®* for Business Card, you’ll get 1 mile for every $10 in Card purchases at eligible AIR MILES®* Partners*. You’ll also get 1 Air Mile for every $15 you spend on purchases made elsewhere.
As a welcome bonus, American Express will give you 2,000 Air Miles when you spend $5,000 within the first three months of membership. Small business owners know that this is not hard to do! You’ll also enjoy 55 days of interest free payments and your purchasing powder adjusts as you use your card. Finally, you’ll enjoy 25% off when you use your Card to make purchases on the Air Miles For Business Rewards catalog. This is an online catalog with small business owners in mind.
According to the American Express website, this card offers more than one thousand rewards. You’ll want to remember that the American Express® AIR MILES®* for Business Card is a charge card. This means you’ll have to pay off your balance in full each month. There is also an annual fee of $180. If you fail to make your payments on time, you’ll be subject to a 30% interest rate.
Here are some of the key highlights of the American Express® AIR MILES®* for Business Card:
American Express offers several different business cards. The American Express® AIR MILES®* for Business Card works with you and adjusts your limit based on your usage. According to the website, as your card usage grows over time, your purchasing powers automatically adjust. To redeem these benefits, you’ll want to make sure that you have a history of making your payments on time.
You’ll also have access to around the clock customer service care to help you with your account. You can manage your account through an online portal, which can be accessed any time of day or night. As a small business owner, the American Express® AIR MILES®* for Business Card works with you and not against you.
You’ll have access to Expense Management Reports that include the following benefits:
Track and manage expenses easily in one place
Separate personal expenses from business expenses
Sort your expenses by spending category or vendor
Prepare your taxes easier
American Express® AIR MILES®* for Business Card Benefits
As an American Express Air Miles for Business Card holder, you’re eligible for several benefits. These include a generous welcome bonus of 2,000 Air Miles when you spend $5,000 within your first three months of membership. You also get 25% off an online catalog exclusively for small business owners. Plus, you’ll enjoy 55 interest free days when you sign up for the card. Overall, there are over one thousand different rewards associated with the American Express® AIR MILES®* for Business Card.
Here is a breakdown of some other benefits we haven’t told you about yet:
As a small business owner, you can’t afford a card that doesn’t cover you. This is why the American Express® AIR MILES®* for Business Card protects your purchases on many different levels. Here’s is what you’ll get:
Buyers assurance protection plan
this plan protects anything you purchase with your card by doubling the manufacturers' original warranty for up to one additional year. This offer applies to anything you buy anywhere in the world as long as the warranty is good in the United States and Canada. Also, the warranty cannot go over five years. Items that are excluded from this offer include motorized vehicles, jewelry, and parts for motorized vehicles. Approval is required for any repairs made. Replacement parts and repair costs must not exceed $10,000 per item with a maximum of $25,000 in total.
Fraud protection guarantee
this plan ensures that you won’t be held responsible for fraudulent charges that are made either online or in person with your card as long as you’ve set up a PIN.
Employee card misuse protection
having a business card that pays for expenses is a big temptation for some employees! We protect you in case you have a trigger-happy employee who charges expenses that you don’t approve. You are eligible to be covered for unauthorized charges by terminating their card and membership within two business days. This feature is designed with small business owners in mind. You’ll receive coverage of up to $100,000 per membership if your employee misuses their card.
Purchase protection plan
this plan ensures that all of your purchases are protected against physical damage and theft. The limit is set at $1,000 per occurrence for 90 days from the time the card was charged for the item. Plus, you’ll be reimbursed for insured items that are not covered by other insurance plans.
Travel coverage ensures that you’ll be protected no matter where you travel in the world. With the American Express® AIR MILES®* for Business Card, you’ll get the following travel coverage perks:
Flight delay insurance
you’ll receive up to $500 when you charge your airline ticket to your American Express Air Miles card. This will help you cover all necessary and reasonably priced hotels, dining experiences, and other items that are purchased within 48 hours of being delayed for a flight. You’ll need to make sure no other possible travel options are available before taking advantage of this offer.
Hotel bulgurary insurance
your hotel is covered for up to $500 against the loss of personal items when your room is bulguralized and you booked using your American Express Air Miles card.
Car rental theft and damage insurance
this card ensures that you’ll be protected from any damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this offer, you’ll need to decline the Loss Damage Waiver offered by the rental car company and charge your rental car on your American Express Air Miles card. This coverage is free and you can save up to $23 per day from the car rental company.
$100,000 in travel accident insurance
you’ll be covered for up to $100,000, which includes accidental death and dismemberment insurance for you, your spouse and your children under the age of 23 when you travel by ship, plane, train or bus. All supplementary cardholders are covered, too. No one likes to think about the worst possible scenarios, but it’s nice to know your card covers you if something should happen!
Baggage delay insurance
this feature allows you to receive up to $500 in coverage for all emergency purchases made within four days of the flight purchase. This money can be used for emergency clothing and other items that are needed for your trip when your luggage is delayed by six hours or more.
Lost or stolen baggage insurance
you’ll be fully covered for lost or stolen baggage when you use your American Express Air Miles card to book your flight. This includes checked in and carry on luggage. You’ll be reimbursed up to $500 per trip for all insured persons combined.
Your American Express® AIR MILES®* for Business Card isn’t just good for rewarding you with travel expenses. It will also get you exclusive offers for entertainment packages from Front of the Line! Here is what you'll get when you use your American Express® AIR MILES®* for Business Card card on entertainment purchases:
Front of the line advance access
Front of the line reserved tickets
Front of the line e-updates
Special invites, offers, and experiences for card holders only
Special access for card holders only
American Express prides itself on having the best customer service in the game. They provide customer service no matter where you are or however you need to get ahold of them. Here are a few ways American Express is there to serve you:
24/7 customer service care
American Express does not keep regular office hours, which means that you can always get a hold of them when you need customer service. There is someone to speak with you around the clock and you can get a hold of them through your online portal. You can also call them toll-free.
Emergency card replacement
Anytime you lose your card, give American Express a call and they will send you a new one in a hurry.
Fraud protection guarantee
America Express ensures that you will not be held responsible if someone uses your card fraudulently. The company asks that you make sure to use your card responsibility by setting up a PIN
American Express® AIR MILES®* for Business Card PROS and CONS
American Express offers several different business cards, including the American Express® Business Gold Rewards Card and the American Express® AIR MILES®* for Business Card. The American Express air miles for business card represents the middle tier level. It's a good card for the average small business owner who needs affordable rewards. Here are some things we like and don't like about the American Express® AIR MILES®* for Business Card.
American Express® AIR MILES®* for Business Card PROS
American Express® AIR MILES®* for Business Card CONS
How To Apply American Express® AIR MILES®* for Business Card
Before you apply, you want to make sure you meet all the requirements. You must be at least 18 years old and a permanent resident of Canada. You must also have a credit history in Canada. When you're ready to apply, you can visit the website and fill out the online application. The website guarantees that you'll have a response within 60 seconds.
You'll need to enter the following information into your online application:
Your full name
Your date of birth
Your email address
American Express may also want to look at your credit history and credit score to make sure you are in good standing. For this reason, you may have to provide your social security number and other personal information regarding your current finances, such as your bank information.
The above review of the American Express® AIR MILES®* for Business Card is solely based on the opinion of Creditnervana. It’s our opinion that this card is ideal for small business owners who want to get rewarded for using their card on business expenses. It has an annual fee of $180. Additional cards are $50. This card comes with an extensive insurance coverage plan, which means you will always be covered no matter what happens. You also be protected against unwanted usage if you give your card out to employees and they misuse it.
One of the key benefits of using this card is the buyer's protection feature. This ensures that no matter what you use your card for, you are covered. You won't have to worry about things like hotel burglary, rental car theft, or even flight delays. You'll be reimbursed for any major inconveniences, including delayed flights and lost luggage. If you are a small business owner, then you can't afford not to have this card. We recommend that you make all payments on time because you will be charged a 30% interest rate for late payments.
Ready to Apply?
Apply for the American Express® AIR MILES®* for Business Card now and get a response in 60 seconds
Disclaimer
CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.
Links
Send us message
Contact Info
Follow Us
Copyright 2017 CREDITNERVANA © All Rights Reserved