By: Heather Hanks Mar. 21, 2019
The best cash back credit cards aren’t hard to find! We’ve done the work for you by putting together a list of our top picks. Don’t just take out a credit card. Take out one of the top cash back credit cards and save on money you already spend. You can save as much as 10% rewards bonus with no annual fees. Our list of the top three best cash back credit cards makes it easy for you to pick the one that’s best for you without doing hours of research. We provided winners for each of our three categories, which include best 5% rewards and a unique bonus, best cash sign-up bonus, and best annual 10% bonus. The best part is that all cards come with a $0 annual fee. This allows you to save money when you spend and when you sign up for one of these credit cards with cash back.
5% categories and a unique bonus
ANNUAL FEE
$0
REGULAR APR
13.99% - 24.99% Variable APR
INTRO APR
0% on Purchases and Balance Transfers for 14 months
RECOMMENDED CREDIT SCORE
690 - 850
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically
Cash sign-up bonus
ANNUAL FEE
$0
REGULAR APR
15.99% - 26.99% Variable APR
INTRO APR
0% on Purchases and Balance Transfers for 12 months
RECOMMENDED CREDIT SCORE
690 - 850
1.8% Cash Rewards - For 12 months, earn 1.8% cash rewards on purchases made with Apple Pay® or Google Pay™. Redeem at Wells Fargo ATMs - Enjoy the convenience of cash redemption of your rewards at more than 13,000 Wells Fargo ATMs nationwide with your Wells Fargo ATM or Debit Card. Cash redemption available in $20 increments.
Annual 10% rewards bonus
ANNUAL FEE
$0
REGULAR APR
0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.
INTRO APR
0% on Purchases and Balance Transfers for 12 months
RECOMMENDED CREDIT SCORE
690 - 850
$150 cash back after spending $2500 or more in the first 3 months from Account opening. 0% Introductory APR on Balance Transfers for the first 15 months from Account opening. Balance transfers must be posted within the first 60 days following Account opening. After that, a competitive variable APR of 14.99%, 18.99% or 24.99%
Our list of the best credit cards cash back is intended to provide you with the best credit card options. Your credit is an important part of your financial future. You’ll have a hard time buying a house or a car without one! Taking out a credit card is an important part of practicing good financial habits. If you’re planning on taking out a credit card anyway, then save more money by taking out a rewards back card. It works by giving back a portion of your expenses each time you use it. The more you use it, the more you’ll save at places you already shop at, such as gas stations and grocery stores. All of our top picks have a $0 annual fee. You’ll need a credit score of at least 690 to apply. Each of our top picks has at least a 4-star rating. For more information, click on the card you’re interested. You’ll be taken to the credit card’s website where you can learn more about how to apply.
Disclaimer
CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.
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