Find best credit repair companies, best credit building sites and reliable credit repair software

Save time on research. We gathered the best credit repair companies, credit building sites, and services, as well as credit repair software CRM's. Read credit repair company descriptions, compare our ratings and choose the best company that fits you and succeed.

crdrepair

Creditrepair.com

Starting from

$99.95/month

Pricing model

Subscription

Review Score

4.9 stars

They help you build a credit repair plan to fit your personal goals and needs. 24/7 monitoring.

creditsaint.com

Credit Saint

Starting from

$59.99/month

Credit score

Free

Review Score

4.8 stars

They can remove negative items from credit reports, which will raise your score and repair your credit.

lexingtonlaw

Lexington Law

Starting from

$89.95/month

Monitoring

TransUnion

Review Score

4.8 stars

Most of clients see significant results within four months of using service of credit repair.

pyramid credit repair

Pyramid Credit Repair

Package

deal discounts

Pricing model

Subscription

Review Score

4.9 stars

Pyramid Credit Repair offers credit repair services that help consumers improve their credit score by educating them.

logo_monkey

Credit Monkey

A credit repair company can boost your credit score instantly by removing negative items from your credit report. However, many people find them expensive to use. Credit Monkey works differently. They can instantly boost your credit score by 120 points without hidden fees. There is no enrollment fee and you can use the service for only $99 per month.

Do you know how to repair your credit?SEE YOUR SCORE - IT'S FREE

The higher your credit score is, the better position you’re in to get approval for financial products with low interest rates and flexible terms.

Tradeline Supply Company

Trade Line

Package

deal discounts

Pricing model

Subscription

Review Score

4.9 stars

Tradeline Company is an innovative platform that makes the process of buying and selling tradelines easy.

Rent Report Team

Rent Report Team

Starting from

$7.99 - $9.99/month

Pricing model

Subscription

Review Score

4.8 stars

Paying rent on time do credit repair for you and improve your credit score up to 30-50 points in 15 days.

The Credit Pros

The Credit Pros

Starting from

$129.99/month

Moneyback

Guarantee

Review Score

4.3 stars

They help clients to repair their credit by disputing questionable negative items.

creditfirm

Credit Firm

Starting from

$49.99/month

Pricing model

Subscription

Review Score

4.2 stars

They help you to repair credit history by adding new trade lines on your credit report.

How can you improve you Credit Score?

As you begin the process of improving your credit score, keep in mind that it’s a marathon and not a sprint, but improving your score is worth the effort. A poor credit score can potentially cost you tens of thousands of dollars over the course of a lifetime. You can check you credit score for free

If your credit report information is accurate, but you know what you did wrong and want to work to improve it, you can make an action plan using your free myfreescorenow.com account, and see how that plan impacts your credit scores over time. You can even get tips on what your problem areas might be.

Your best bet here is to get yourself back on the right track — set up payment due date alerts with all your credit cards and loans and get organized. You can move credit card payment due dates around pretty easily on your bank or lender’s website. Be sure to check your payment due dates in relation to your paycheck schedule.
Keep in mind that if you have no history at all, it will take an estimated three to six months from the beginning date to see any kind of activity being reported on your credit reports. If you have recently acquired a credit card, you should make small purchases you will be able to pay off by the due date to begin to establish credit and show that you can manage a monthly payment.

If you’ve never had a credit card before, your scores may be suffering because of that account mix factor we talked about earlier. Just make sure you make on-time payments — a new credit card account with a bad payment history will hurt you, not help you repair your credit scores. If you have a fair, good or excellent credit score, there are many credit card options out there for you. You can check them BEST CREDIT CARDS OF 2019 here

You can get a secured card with bad credit and adding a new account with a positive payment history will go a long way in showing creditors you’re back on solid ground.
If you default on the payments on a secured credit card, then the deposit you made initially will be used to cover the balance on the card. If you default on the payments on a secured credit card, then the deposit you made initially will be used to cover the balance on the card.You can check them BAD CREDIT CARDS here.

How to repair your credit

  • know your credit score and know the balances of your credit cards or other credit account
  • find out which revolving accounts have the highest credit utilization
  • pay attention to lowering the utilization of these accounts and focus on returning them to good standing to improve your credit
  • maintain healthy credit accounts, and start building a positive credit history that will help you reach your personal goals
  • find and begin to repair any negative items