Creditnervana Scholarship Program

For many people, finances can be an intimidating topic, but it doesn’t have to be. Not many people are aware of the importance of their credit score or the credit building process until it's too late. It can be even more confusing trying to narrow down your options when it comes to online lenders and deciding on a loan. At Creditnervana, our mission is to supply you with the information needed to make educated financial decisions. Our goal is to present you with easy-to-understand content needed to help you build your credit score and get the most out of your finances. The experts on our team are here to prove that making difficult seeming financial situations doesn’t have to be that complicated!
Creditnervana Scholarship
Establishing good credit at a young age is crucial. We feel that one of the biggest reasons why finances might seem so confusing is because they are not enforced in the manner that they should be in younger generations. For this reason, Creditnervana is targeting students to bring attention to the importance of making good financial decisions as soon as they can. No matter what you're majoring in, a good credit score is something that will stay with you for life. We encourage future generations to build good financial habits from the time they are old enough to be on their own. We feel that becoming educated about your financial responsibility is just as important as becoming educated in your field of choice. That's why we are offering the Creditnervana Affiliate Scholarship Program.

Our scholarship program offers the following potential earnings:

About The Creditnervana Affiliate Scholarship Program

Many people are affected by poor credit scores simply because they were not educated at a younger age about the importance of good credit. We believe that establishing good credit is not hard as long as you have the right resources. At Creditnervana, we are dedicated to providing you with all the information needed to make good financial decisions. It is never too early to start becoming financially responsible. Students who are enrolled in full-time programs can benefit from learning about good financial behavior. This can include how to manage student loans, rent, and other financial responsibilities. We encourage students to continue their education while also learning about good credit by participating in our scholarship program. Because of the high prevalence of student loans, we encourage students to learn as much as they can about good credit before graduating. Managing your finances can help cover the costs associated with your degree. Many adults find that they are bombarded by their financial responsibilities to their student loans after they graduate. It becomes hard to manage life with so much debt. Creditnervana strives to help you avoid these situations by making good financial decisions now. We recommend that students pay special attention to their credit score as it can greatly impact their life after graduation.

Our scholarship program is an opportunity for full-time students to learn about good credit. In exchange, we are happy to provide a cash reward that can be used towards school-related items. Students are encouraged to browse the Creditnervana site to learn about credit and other factors that may influence their financial behavior. Within our content, you will find information regarding what factors affect your credit score and how to build your credit. These are questions you will be asked in your essay. Understanding how to build your credit score will become an important part of your life after graduation and as you continue to grow.

How To Apply Creditnervana Program Scholarship

To apply for the scholarship, students will need to write an essay that contains at least 1,000 words. Applicants may write more than 1000 words if they wish, but we encourage students to be as thorough as possible and get to the point quickly. Creditnervana does not favor essays that contain the most words. We focus on quality rather than quantity!

The essay will need to address the following questions:

  • 1. What is a credit score?

  • 2. Explain the five factors that affect your FICO score.

  • 3. What are the best ways to build credit?

  • 4. How does a bad credit score negatively impact your life?

  • 5. Describe a situation where your credit score has impacted you personally and what you learned from it.

Our team will award first, second, and third place winners based on the information students provide in their essay. We are looking for students who have a good understanding about what credit is and how it affects their personal choices.

To submit your essay, follow the steps below:


Post your essay on You will need to create a free account to post your essay.


Email a copy of your essay to [email protected]. Your essay should be submitted as an email attachment in a Word document. We will not accept essays that are submitted in any other format.


You will also need to include a link to your essay that you posted on In the subject title of your email, write “Creditnervana Scholarship Applicant.”

Scholarship Eligibility

Creditnervana aims to target full-time students who are working toward their academic goals. Part-time students will not be considered. We encourage students with all areas of study to apply. You do not need to be in a business related field to qualify for this scholarship. We believe that financial responsibility is something every student should be aware of regardless of their major. You may want to discuss how your credit score is affected by your student loans and other financial adjustments.

We also require that student be 18 years of age or older. Students need to be permanent residents of the United States or United States citizens. Applicants in other countries will not be considered. We do not require students to have a credit card or be financially inclined. Students will be considered whether or not they have an active bank account. We believe financial education should start as soon as possible! For this reason, we do not discriminate against students who do not already have credit history.

Here is a complete list of the requirements for the scholarship:

  • Students must be enrolled in an accredited school full-time
  • Students must be 18 years of age or older
  • Students must be a United States citizen or permanent resident of the United States
  • Students must send in a valid address, phone number, and email address
  • Students must be enrolled in an undergraduate degree program

Along with your essay, we ask that students please send in a copy of the following:

  • Proof of residence and address (a driver’s license or state ID card)
  • Phone number
  • Email address
  • Transcripts of current education to prove enrollment

Scholarship Deadline

Other Rules and Regulations

All submitted content must be in its original form. In other words, material or content that is copied or plagiarized from other sources will be immediately disqualified. Students are encouraged to read through the Creditnervana content to find answers to the questions provided. Students can also look through other sources to write their essays. Again, all content must be original and cannot be copied from other sites. For this reason, we recommend students check their work against plagiarism websites to make sure no errors are present.

Students have until January 15th of 2020 to send in their essays. Late applications will not be considered. We will also not consider students who have already graduated or are not currently enrolled full-time in an accredited institution. Students are required to send in proof of their current academic status. They can do so by asking their school to send in their transfer. Students to submit essays but not personal information or transcripts will not be considered for the scholarship. Scholarship money is intended to benefit full-time students in need of school-related expenses. This may include paying for tuition, room and board, or books.

We encourage students to expand their knowledge of financial institutions by asking questions and visiting local lenders. This will give them a good idea of how credit works and how credit cards may or may not be the solution. This experience can be included in part of your essay under question number five when it asks for your personal relationship with credit building. Our goal is to help students understand credit and how it works. Visiting a financial institution is a great way to learn about this. Students can also meet with a financial advisor to ask questions regarding this assignment. A financial advisor should be able to answer all credit-related questions.

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CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.


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