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Pyramid Credit Repair Review 2019

By: George Baginyan Feb. 11, 2019

Hiring a credit repair company is a good way to restore your credit. You can always find free ways to improve your credit. But many people find that they have better luck when they hire a team of professionals to do it for them.

Pyramid Credit Repair challenges negative or inaccurate items on your credit report so you don't have to. They also provide you with the information and tools you need to make better financial choices in the future. This helps ensure that your credit remains in good standing after it is repaired.

Pyramid Credit Repair is staffed with a New York-based legal team that is prepared to work with the three major credit reporting bureaus to fix your credit score. They offer a 100% money back guarantee if you are not completely satisfied with their services. They provide a couples discount that can help you save money on their service. Here is everything you need to know about Pyramid Credit Repair and whether or not it's the right credit repair service for you.

What is Pyramid Credit Repair?

Pyramid Credit Repair is a credit repair company based in Delaware. The company was founded in 2010 and is staffed by licensed attorneys based out of New York. The company also has a customer service team based out of California and a sales team based out of Texas. Pyramid Credit Repair does not provide service to the following states: Indiana, Idaho, Kansas, Iowa, Maine, Michigan, Maryland, Mississippi, Oregon, Ohio, Wisconsin, and South Carolina.

They help you build your credit score by disputing past inaccurate or negative items found on your credit report. Pyramid Credit Repair will work with the three major business reporting bureaus to ensure that your credit report is fair and accurate. Any information that negatively affects your credit score will be challenged. Many people find that their credit score goes up after only a few months of working with Pyramid Credit Repair.

fix your credit

The company also helps you build your credit by teaching you how to make good financial choices in the future. They also offer online tools and assistance so that you understand the ins-and-outs of credit building. Pyramid Credit Repair offers many incentives, such as a couples discount and a money-back guarantee if you are unsatisfied with their service. Unlike other credit repair companies, Pyramid Credit Repair is professionally staffed with attorneys who are familiar with the law and will work to make sure your credit report is fair and accurate.


24-hour online access


90-day warranty


No upfront fees

Here are some of the services that Pyramid Credit Repair supplies:

  • 24-hour online access to your account so you can check it anytime
  • Get a free credit report when you sign up at Pyramid Credit Repair and not just a credit summary
  • Free updates whenever a change is made to your account or an item is removed
  • Pyramid Credit Repair offers a trial period at a discounted price so you can see if the service is right for you
  • There are no contracts whatsoever, which means that you can cancel anytime without any questions asked
  • Free access to credit score updates so you can see what your credit score looks like to employers, landlord, and lenders
  • People who sign up at Pyramid Credit Repair get a dedicated account manager assigned to their account
  • The company is staffed with in-house licensed attorneys
  • No commitments
  • Singles plan and couples plan offered
  • Free assessment
  • 90-day warranty available
  • No upfront fees

According to Pyramid credit repair, all of their experts are certified and trained in-house through extensive training programs and screening processes. These can last between three and six months. Most of the experts staffed at Pyramid Credit Repair have backgrounds in real estate and brokered credit cards. Or they wrote financial related blogs. Others are keynote speakers for personal growth and financial sectors. The company also noted that their experts have a minimum of three years experience in finance.

Although Pyramid Credit Repair has not been in business long, they have many positive reviews online. They also offer a money back guarantee, which is useful if you're not satisfied with their service. You can cancel anytime. If you're not satisfied with your results, they will refund your money within 90 days. They offered two different payment plans including a single payment plan and a couples payment plan. Signing up with your spouse or partner could save you big bucks.

One of the best features about Pyramid Credit Repair is that they are staffed with licensed attorneys. Other credit repair companies are not. They also don't make you sign a contract and they provide you free access to your account 24/7. You’ll get an alert sent to your phone anytime a change or upgrade is made to your credit report. They also offer a trial period that you can sign up for to test out the service before paying full price.

How Much Does Pyramid Credit Repair Cost?

There are two different plans that you can sign up for that pyramid Credit Repair. These include a singles plan and a couples plan, which people outline below. At Pyramid Credit Repair, you will never be charged hidden fees. The only payment you owe is the monthly flat rate you agreed to when you sign up with the service.

You can cancel your service anytime of the month with no questions asked. The company also offers a money-back guarantee if you don’t see results within 90 days. Keep in mind that it may take several weeks or even months before you see your credit score improve.

Here are the terms and conditions of each pricing plan:

Pyramid Credit Repair Singles plan

Pyramid Credit Repair Singles plan

The singles plan is designed for one single person on the account. It will cost $99 a month with no additional fees or charges. The singles plan helps connect you with lenders and it provides you with advice on how to make better Financial Choice.

You also get a free assessment and a dedicated account manager assigned to your case. This means that every time you call Pyramid Credit Repair, you will speak with the same person regarding hurricane. He or she will also put together a personalized plan to repair your credit and keep it in good standing in the future.

You may want to consider the singles plan if you are not married or uninvolved. You can also use the singles plan as a trial period If you want to try out the service without committing to a full payment. However, if you are married, you may want to go with the couple's plan as the two of you will save money.

We recommend checking to make sure that you have to be married to get the discount. Otherwise, you may be able to get the discount with your partner if you are not married, depending on the terms and conditions at Pyramid Credit Repair.

Pyramid Credit Repair Couples plan

Pyramid Credit Repair Couples plan

The couple's plan allows you to sign up with your spouse and become eligible for a discount. As with the singles plan, you will be charged flat rate fee with no additional charges. This amount will not go up or down no matter how long you are a customer. With the couple's plan, you can expect to pay $198 per month with 50% off your first month. With the couple's plan, you'll be able to personalize your approach to credit building with your partner. The two of you will work together to rebuild and restore your credit while sharing information with each other. You will also receive 50% off your first month when you sign up with your spouse at Pyramid credit repair. This is a good option if the two of you do not have many items that need to be removed. You can reap the benefits of the discount without extending your membership to get the most value out of your disc. Cancel your account if you're not satisfied or if you gotten the desired results that you wanted and no longer need their service.

Here are some features you can expect with both plans:

  • Live dedicated dispute manager and personal account manager. You can get in touch with either manager 24/7 online, through phone, or email.
  • Challenges and submissions to the three major credit bureaus and creditors made by an expert staff
  • Real-time status updates sent straight to your phone any time a change is made to your account
  • A personalized online dashboard that you can use to communicate with the company to track your progress
  • A 100% money back guarantee with both plans
  • No contracts so you can cancel at any time with either plan
  • Access to three credit reports from each of the major credit bureaus
  • Access to online tools such as debt payment calculators, analysis and budgeting tools, and personalized advice

How Does Pyramid Credit Repair Work?

Pyramid Credit Repair uses a three-step approach to restore and repair your credit score.


The first step is to sign up.

There are no real differences between the two different plans that you were offered. Each plan comes with the same bells and whistles. If you are married, then you can save 50% on your first month by signing up your spouse as well. Other than this, there are no real differences between the two pricing plans.


Your second step is to receive a free assessment from one of the professionals at Pyramid Credit Repair.

During this time, you'll be assigned a dedicated account manager. This is one of the many benefits of working with Pyramid Credit Repair over other credit building companies. Having a dedicated account manager assigned to your account is beneficial because it means that you'll have personalized care and advise. It also means that there is less room for mistakes because you'll have one person managing your account as opposed to a team of people who must read up on your situation before they can talk to you. During step two, your dedicated account manager will help you come up with a personalized plan of attack for repairing your credit. This includes past credit repairs that need to be made as well as current and future financial decisions that can help restore your credit and keep it from falling behind again.


The final step is the dispute process.

During this step, the attorneys at Pyramid Credit Repair will work tirelessly to challenge and remove any negative items on your credit report. They will defend your case until they have reached favorable outcomes. Pyramid Credit Repair my office in good faith letters to lenders to help improve your credit or dispute negative items on your report. Remember that any item that has been removed from your credit report can always come back in the future. This is true of any credit repair company and not just Pyramid Credit Repair.

Pyramid Credit Repair promises that you will have total privacy when it comes to your information. They claim that you are in total control and no information will be used or shared without your knowledge. This is according to a federal law that provides protection of your credit from being shared with others. Pyramid Credit Repair will not share your credit information with law enforcement unless they are required to comply with a court order or valid subpoena.

When you sign up at Pyramid Credit Repair, you will receive a free consultation and assessment of your credit. During this time, your credit will be assessed by one of the professionals on staff. They will help you come up with a plan of attack and answer any questions you have about the service. It's a good idea to ask about a trial run while you are doing your free consultation. The company offers a trial period in which you can use their service for a brief amount of time before committing.

Pyramid Credit Repair PROS and CONS

One of the biggest advantages of working with Pyramid Credit Repair is that they offer licensed professionals to handle your account. You also get a dedicated account manager and dispute manager to manage your account. On the other hand, many people find that the pricing plans are a bit high. The prices tend to be competitive with competing credit repair companies. Pyramid Credit Repair also offers additional services that some companies charge extra for.

Here are some pros and cons of Pyramid Credit Repair:

  • The company offers a money back guarantee
  • The staff is made up of licensed attorneys
  • They offer two pricing plans and a 50% discount on your first month when you get your spouse to sign up
  • You can cancel anytime
  • There are no long-term commitment or hidden fees
  • The only thing you pay each month is your flat rate fee
  • The staff works hard to remove negative items from your credit history to improve your score
  • You are assigned a dedicated dispute manager and account manager to handle your account and oversee changes
  • Live updates are sent to your phone as changes are made to your account
  • You can expect to see results in as little as 45 days
  • You get a free credit assessment upon calling the company for the first time
  • Although the company hasn't been in business long, they have good reviews online
  • Free access to online tools and education and advice regarding credit repair
  • There is no guarantee that an item can be removed from your credit history. This is true of all credit repair companies and not just airmid credit repair. Also, an item that has been removed may reappear on your account in the future.
  • Some would say that the prices at Pyramid Credit Repair are high. But keep in mind that you are paying for licensed staff and a free 90-day money-back guarantee. You're also paying to have a dedicated account manager to oversee your progress. When you call Pyramid Credit Repair, you can ask to speak to your dedicated account manager. If you were to go with another credit repair company, there's no guarantee that you will speak to someone who is familiar with your account.
  • It does not appear that Pyramid Credit Repair offers services in all 50 states. You may want to check when you call for your free consultation if your area is covered. Also, Pyramid Credit Repair has not been in business for as long as some of its competitors. Despite its short time in business, Pyramid Credit Repair appears to have good reviews online.

The company cannot guarantee that you'll see results within a certain amount of time. However, most people see their credit score go up within 45 to 60 days after signing up. If you are not happy with your changes to your credit score after 90 days, then you can cancel anytime. You will receive a full refund. It's a good idea to stick with the service for as long as possible so that you can learn from the experts at Pyramid Credit Repair. They will help you make better financial decisions in the future so you can avoid a low credit score.

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CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.


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