Best Saving accounts 2019
The best savings accounts should come with great customer service, cutting-edge technology and higher-than-average interest rates, and they should have low or no fees.
All with 24/7 convenience.
Online Savings Account
at CIT Bank, Member, FDIC
CIT Bank Online Savings
Fee
No Monthly Fee
APY
2.25%
Minimum balance
$100
Please, take a look at one online savings account option from Barclays Bank, one of the 50 largest banks in the world. The Barclays Online Savings Account offers a handful of key features that can help you save.
Fee
free
The bank doesn’t charge opening, monthly, maintenance, online transfer fees or incoming wire fees - you’ll pay $10 for each outgoing wire.
High
APY
Highest APY by maintaining a $25,000 account balance or depositing $100 in your account each month. New customers automatically earn the 2.25% APY for the first month.
Multiple
accounts
Link your Savings Builder account to up to 10 external bank accounts.
Deposit
methods
Transfer or wire money to your account, mail in checks or upload checks through the CIT Bank app.
Online Savings Account
at Barclays, Member, FDIC
Barclays Online Savings
Fee
No Monthly Fee
APY
2.05%
Minimum balance
$0.01
Please, take a look at one online savings account option from Barclays Bank, one of the 50 largest banks in the world. The Barclays Online Savings Account offers a handful of key features that can help you save.
No minimum
deposit
Open your Barclays Online Savings Account with any amount.
High 2.05 %
APY
The annual % yield on the Barclays Online Savings Account is 20 times the national average.
No maintenance
fees
You’ll pay no monthly fees with this account.
No maximum
balance
Hold as much as you can save in your Barclays account.
High Yield Savings Account
at American Express, Member, FDIC
American Express Online Savings
Fee
No Monthly Fee
APY
2.10%
Minimum balance
$1
American Express might be most known for its credit cards, but it also offers savings products like the American Express® Personal Savings High Yield Savings account. You’ll get no monthly fees and a high APY, but be ready for no ATM access or in-person customer support.
2.10%
APY
Grow your savings with a competitive APY.
No
fees
No associated monthly or other fees means your funds can grow unhindered.
No minimum
balance
Amex doesn’t impose any balance requirement to maintain your APY.
Security
option
Deposits of up to $250,000 are FDIC insured.
Online Savings
at Goldman Sachs Bank, Member, FDIC
Marcus by Goldman Sachs Online Savings
Fee
No Monthly Fee
APY
2.05%
Minimum balance
$1
In addition to the traditional account offered at your local bank, you can now choose an online savings account with typically higher interest rates.Money magazine named the Marcus by Goldman Sachs Online Savings account the “Best Stand-Alone Account for Savings” in 2016. It was recognized on the Kiplinger’s Personal Finance list of the Best Deals in Online Banking 2016 for Hassle-Free Savings.
Daily
interest
Marcus by Goldman Sachs calculates interest daily and pays it out monthly.
No minimum
balance
Open your Marcus by Goldman Sachs Online Savings Account with any amount.
2.05%
APY
Marcus by Goldman Sachs offers a competitive APY, which is considerably higher than its national competitors.
No
fees
No transaction fees. You won’t pay fees with this savings account.
High Yield Savings
at Synchrony Bank, Member, FDIC
Synchrony High Yield Savings account
Fee
No Monthly Fee
APY
2.20%
Minimum balance
$1
All Synchrony Bank savings accounts are FDIC insured for up to $250,000 with easy access at an ATM, online or by phone. You can easily manage your balance and set up same-day payments, future payments or autopay online. And a flexible app helps you deposit checks from your mobile phone.
No
fees
Pay no associated maintenance fees, keeping more of your money in your account.
Free
ATM card
Synchrony comes with ATM access for easy withdrawals. The bank refunds up to $5 in outside ATM fees each statement.
2.20%
APY
Earn more than with other accounts offered by many competitors.
Customer
rewards
Earn access to ATM fee reimbursements, free wire transfers and other perks just for being a Synchrony customer.
Saving Online
at HSBC Bank, Member, FDIC
HSBC Direct Savings account
Fee
No Monthly Fee
APY
2.05%
Minimum balance
$1
HSBC offers a web budgeting tool to create and visualize savings goals. You can also deposit checks on its mobile app, but the app doesn’t get top ratings. Customer service is available via live chat 24/7. With no monthly fees or balance requirements, HSBC may be what you need to start saving for your next big thing.
No
fees
You don’t need to worry about maintenance fees eating away at your funds with the HSBC Direct Savings account.
Online
access
You can apply for an HSBC Direct Savings account online and monitor your funds using the HSBC mobile banking app.
2.05%
APY
HSBC offers a competitive APY to help you grow your savings.
24/7
live chat
If you require assistance, HSBC customer service reps are available 24 hours a day through the live chat service on its site.
Disclaimer
CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.
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