Compare Best Small-Business Lenders 2019

We’re comparing the best government-backed loans on this page so you can make an informed decision. These loans come from banks, online lenders, and other connection services. The best small business lenders 2019 are standing by to fulfil your small business needs. Government-backed loans are designed to help you fund your business purchases and inventory. We’ve narrowed down the top choices into four lenders to help you make an informed decision.


Credibility Capital Business Lender

Our first pick comes from Credibility Capital Business Lender. They provide short-term financing and advanced settings. APR ranges from 10% to 25% and loan amounts vary from $50,000 to $400,000. You’ll need a personal credit score of 680 to apply.

  • Loan amount $50,000 to $400,000
  • APR 10% to 25%
  • Advanced Settings

at Credibility Capital

  • Good personal credit
  • Short-term financing
  • 680+ personal credit score

Currency Business Lender

Our next choice is Currency Business Lender. You’ll need a personal credit score of 585 to apply. They offer competitive rates and fast cash. APR ranges from 6% to 24% and you can borrow anywhere from $5,000 to $2 million. They are a relatively new company and have only been in business for six months or so. But they are worth considering if you have less than perfect credit and need cash now for your business! It’s also a great option if you need a considerable amount of money to fund your business needs.

  • 6% to 24%
  • 6+ months in business
  • Fast cash

at Currency Capital

  • 585+ personal credit score
  • Competitive rates
  • $5,000 to $2 million
funding circle

Funding Circle Business Lender

Our third choice is the Funding Circle Business Lender. You’ll need good personal credit to apply. They are an established business with history in the financial field. They offer loan amounts of $5,000 to $300,000 with no minimum annual income required. APR ranges from 7.4% to 36%, depending on your credit.

  • amount $5,000 to $300,000
  • No minimum annual revenue required
  • APR 7.4% to 36%

at Funding Circle

  • Good personal credit
  • Established businesses
  • Franchises

LendingClub Business Lender

Lending Club Business Lender rounds out our list of best small business lenders 2019. They are a well-known company that has been in business for awhile with a good reputation. You’ll need good personal credit to apply. They offer low and competitive rates if you have a strong borrowing credit history. APR ranges from 9.8% to 35.7% and you can borrow anywhere from $5,000 to $300,000. You’ll need an annual income of $50,000 to qualify.

  • APR 9.8% to 35.7%
  • Amount $5,000 to $300,000
  • $50,000+ annual revenue

at LendingClub

  • Good personal credit
  • Low rates for strong-credit borrowers
  • Competitive rates

A small business loan can help get you on your feet when you’re trying to start a business. You’ll often need to use your personal credit to get started. Once you develop a business credit history, you can use this for future loans. Using your personal credit for business expenses is risky because it can hurt your credit if you cannot make payments. Small business lenders are there to work with you when it comes to your business needs. They like to see that you have a history of making business expenses. These may include equipment for your small business or money exchanges with investors. You may also need to take out a small business loan to rent or buy a business location. A small business lender can help with this.


CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.


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