When you sign up at The Credit Pro, you are essentially paying for their expertise. The company will identify all possible incorrect items on your credit report and remove them. Once they are removed, you’ll get an updated copy of your credit reports. You can pay a flat rate fee monthly or you can pay per item removed off your credit report.
The company also offers advice and online tools to help you learn about your credit. This should help you get back on track when making future financial decisions. Along with removing negative items from your credit report, The Credit Pros provides other services to help boost your credit. Examples include identity theft restoration, 24/7 customer support and access to your client portal. They also send cease-and-desist letters to collections agencies when needed.
All of these tools are designed to teach you healthy financial habits to improve your score on your own. The Credit Pros helps remove past negative items from your credit report. Then they teach you how to not make the same mistakes in the future. This service is unlike other credit repair companies because they set you up with a plan for the future. You can cancel their service anytime. If you're not happy with the progress they are making with your credit, the company offers a money-back guarantee.
One of the downsides to working with The Credit Pros is that their monthly services tend to be more expensive than other credit repair services. They give you the option of paying as you go. But this can make you pay more money in the long run instead of agreeing to a monthly payment. The pay-as-you-go plan is $50 per item removed from your credit report. It's a good idea to identify all negative credit items that need to be removed from your report during your free consultation. Ask your representative to tally up the amount this would cost if you paid as you went. If it's more than what you would pay monthly, If it's more than what you would pay monthly, then stick with a monthly flat rate fee or look elsewhere.