By: Heather Hanks Sep. 25, 2019
Welcome bonus offer of 2.5% cash back for three months (for up to $150)
1.25% cash back after welcome bonus offer wears off
No annual fee for the primary card OR supplementary cards
No limit on how much cash back you can earn
$100 bonus each time you refer a friend (for up to $1,500 per year)
Introductory balance transfer offer of 1.99% APR for six months (must transfer balance at the time of applying)
Option to transfer 50% of your credit limit on your new card without fees (must also be done at the time of applying)
24/7 customer service care and Online account access (you can log into your account anytime of day from any device)
$100,000 in travel accident insurance: this covers you, your spouse and your dependent children under the age of 23 if you get injured while traveling common carrier. You must use your card to purchase your tickets. This coverage also applies to additional card holders and their families.
Purchase protection plan: this coverage protects all items that you fully charge to your card against theft and physical damage. This cover applies to all items, even if you don’t register them.
Emergency card replacement no matter where you are in the world and Fraud protection (you won’t be held responsible for unauthorized charges on your primary card or your additional cards)
Buyer’s assurance protection plan: this allows you to extend your warranty for up to one additional year on items that you purchase with your card.
American Express also likes to reward its members by offering them entertainment access. You’ll get Front of the Line access to the most in-demand concerts, sporting games, and more. This feature allows you to buy tickets before they go on sale to the general public. You’ll get the best seat possible. You’ll also get Front of the Line Reserved tickets. You can pick from a group of tickets that were set aside just for American Express card holders. American Express will also email you whenever there is a great concert or entertainment event in your area. This allows you to get tickets before others get the chance to!
American Express makes the application process simple. You’ll need to have excellent credit to apply. The better your credit is, the better your terms and rates will be. Make sure you don’t apply for any credit card unless you’re 100% sure. This is because most credit card companies will run a hard pull on your credit and it will show up on your report. Too many of these can negatively impact your score. We think you will want to apply for this card though, so have all of your information handy when you visit the website.
You will need to be a Canadian resident and have a Canadian credit file to apply. You’ll also need to be the age of majority where you live. The website says that you will have an answer in 60 seconds after you enter in your information. Keep in mind that welcome offers only apply to new American Express card members only. American Express wants you to know that missing payments means your APR will increase for purchases and funds advances. The more payments you miss, the higher your APR will increase for longer. This is a good reminder to always pay on time and never spend more than you can pay back.
Apply for the SimplyCash™ Card from American Express now and get a response in 60 seconds
CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.
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