Best Travel Credit Cards of 2019
If you travel a lot, then you need a credit card that rewards you for that. We narrowed down the top three best credit cards for travel rewards so you can make the most of your time away from home. What should you look for when sorting through the best credit cards for travel? We recommend a general all-purpose card without the many restrictions and blackout dates associated with big brand cards. Our top picks for the best travel credit cards are separated into three categories. Each is designed to give you the most rewards based on your needs.
Airline miles and a large bonus credit cards
Avianca Vida Visa® Card
Avianca Airlines offers two primary credit cards that reward you for flying with them. The Avianca Vida Visa credit card is the lower tier card of the two, but you’ll still get plenty of rewards for a small annual fee of $59. Avianca allows you to earn LifeMiles, which can be used toward future travels or at qualifying Avianca sponsors. You’ll earn two LifeMiles for every dollar spent on Avianca purchases and one LifeMile for every dollar spent everywhere else.
This makes the Avianca Vida Visa card a great card to own for both travel-related and personal reasons. We like the idea of having only one card for all your needs. This helps reduce the number of bills you need to pay each money and encourages you to make timely payments that you’ll less likely to miss. The Avianca Vida Visa card can be used if you travel often or even if you only travel once and awhile. You’ll be rewarded each time you use it, no matter what you buy.
ANNUAL FEE
$59
REGULAR APR
14.99% to 27.99% Variable APR
INTRO APR
N/A
RECOMMENDED CREDIT SCORE
680-750
Avianca Vuela Visa® Card
The Avianca Vuela Visa Card is one of two cards offered by Avianca, which is an airline that specializes in traveling to Latin American countries. The airlines is not as widely known in the United States as other airlines, but you’ll want to get to know it if you travel to Costa Rica or Columbia often. Avianca allows its card members to save money and earn points by charging their purchases to their Avianca Visa Cards.
The Avianca Vuela Visa card is the top tier card among the two offered. It comes with a higher annual fee, but you’ll also get more perks. It works by enrolling you in a LifeMiles program and assigning you LifeMiles for all of your purchases. You’ll earn the most LifeMiles when you make purchases at Avianca or its partners. You’ll still earn when you use it on other everyday purchases, but the LifeMiles won’t be as valuable.
ANNUAL FEE
$149
REGULAR APR
14.99% to 27.99% Variable APR
INTRO APR
N/A
RECOMMENDED CREDIT SCORE
680-750
THE CHASE SAPPHIRE PREFERRED® CARD
If you travel by plane often, then we recommend the Chase Sapphire Preferred® card. It gives you the best airline miles with a large bonus. You’ll get 50,000 bonus point after you spend $4,000 within your first three months after taking out the card. This comes out to be $625 after you redeem your points through the Chase Ultimate Rewards. You’ll also earn twice the points on dining at restaurants and traveling worldwide.
Plus, you’ll get one point per dollar you spend on all other purchases using your card. There are no foreign transaction fees, which means that you can use your card anywhere. Your points will also transfer to leading hotel and airline loyalty points. There is no annual fee the first year and then there is a $95 the next year. Regular APR ranges from 17.99% to 24.99% with no introductory APR. You’ll need a credit score of at least 680 to apply.
ANNUAL FEE
$0 first year, next $95
REGULAR APR
17.99% - 24.99% Variable APR
INTRO APR
N/A
RECOMMENDED CREDIT SCORE
680-750
Flat-rate travel rewards credit cards
Capital One® Venture® Rewards Credit Card
Our choice for the best flat-rate travel rewards credit card is the Capital One Venture Rewards card. You can earn 50,000 bonus miles if you spend $3,000 within the first three months after opening the account. There is no annual fee the first year. But there is a $95 fee the following year. Regular variable APR ranges from 14.74% to 24.74% with no introductory APR. Like the Chase Ultimate Rewards card, you’ll need at credit score of 680 to apply.
ANNUAL FEE
$0 first year, next $95
REGULAR APR
14.74% - 24.74% Variable APR
INTRO APR
N/A
RECOMMENDED CREDIT SCORE
660-840
Flat rewards with no annual fee credit cards
Bank of America® Travel Rewards credit card
Finally, our pick for the best flat rewards card with no annual fee is the Bank of America Travel Rewards card. This is one of the best travel reward credit cards with no annual fees, which helps you save money long term. The bonus points aren’t as high as the previous cards. This is a good card if you travel a lot and want to be rewarded but don’t want to fall into the pitfall of paying annual fees.
With this card, you’ll earn 25,000 bonus points after spending $1,000 on your card within the first 90 days of opening the account. You can redeem these points for a $250 statement card that can be used toward travel purchases. You’ll also earn an unlimited 1.5 points for every dollar you spend on all other purchases. There is no annual fee and the regular APR ranges from 16.99% to 24.99%. There is no introductory APR for the first 12 billing cycles. The recommended credit score is 660. This is a great card to invest in if you don’t quality for the first two cards.
ANNUAL FEE
$0
REGULAR APR
16.99% - 24.99% Variable APR
INTRO APR
0% on Purchases for 12 billing cycles
RECOMMENDED CREDIT SCORE
660-840
Disclaimer
CreditNervana promises to keep our information as accurate and up-to-date as possible. However, you should always consult a financial advisor for specific questions about personal or business finances and investment opportunities, especially if you are looking in your area. Working with a trained professional who is familiar with your case is a safe and guaranteed way to make the best investment decision possible. Please review our terms and conditions before making any decision based on the information we provide. Financial institutions are constantly changing. Because of this, it’s a good idea to cross check the information you read here with any company you are considering working with.
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